Why Travel Insurance for Cruises Matters

Travel Carefree, Not Careless

‍There’s a certain freedom that comes from knowing everything is taken care of. When you travel, the last thing you want is that nagging question: “What if something goes wrong?” It’s hard to fully enjoy a river or ocean cruise if you’re worried about missed flights, lost luggage, or unexpected illness. That’s where cruise-specific travel insurance comes in — and why it should never be optional.

Why Cruise Travel Insurance Isn’t Optional

At DeSalvio Travel, we’ve seen it firsthand: travelers needing to use their insurance for lost baggage, medical issues abroad, disruptions in plans or a broken camera. Cruises differ from land travel in one essential way — once the ship sails, it doesn’t turn back. There’s very little room for error or delay.

Why Insurance Matters More on Cruises

Cruise Lines Stick to a Strict Schedule

Missed your flight? The cruise won’t wait. Insurance with missed connection coverage can help you reach the next port without footing the bill yourself.

It Covers More Than Just You

Emergencies at home — a family member falling ill, for example — may require you to cancel your trip. Depending on your policy, you could be reimbursed, even for a last-minute change.‍

Medical Costs at Sea Are Expensive

Many travelers are shocked to discover their regular health insurance (including Medicare) doesn’t cover international treatment or cruise ship care. An emergency evacuation? That can cost anywhere from $30,000 to $100,000.

What to Look For in a Cruise Insurance Policy

Not all policies are created equal. At DeSalvio Travel, we recommend policies that include:

• Cruise-specific coverage
  Missed port departures, onboard medical issues, or trip interruptions.
• “Cancel For Any Reason” upgrade
  For maximum flexibility and peace of mind.
• High medical and evacuation limits
  We advise at least €250,000 in coverage, especially for ocean cruising.
• Lost luggage and personal effects
  Essential if you’re flying in just before boarding.

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How DeSalvio Travel Helps You

As a Virtuoso-affiliated agency, we work with highly trusted insurance providers. Should something go wrong, we’re here — not just during the booking phase, but every step of the way. We’ve vetted these insurance partners over years of collaboration, and we’ll guide you to a policy that truly covers your needs.

Travel Smart, Sail Safely

No one wants to use their insurance — but when the unexpected happens, you’ll be grateful you were covered. Travel insurance is a small investment for priceless peace of mind.

Whether you're booking a cruise with us or someone else, we’re happy to help you review your options — no pressure, just honest advice.

Let’s Make Sure You’re Covered

Reach out today and we’ll review your cruise plans. We’ll recommend the right policy so you can relax and focus on what matters most: enjoying your journey.

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Robert Poortinga  
Travel Booking Assistant  
River cruise & Europe destination expert  
Culinary and art travel specialist

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